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Position:Portfolio ManagerLocation:330 Rush Alleysuite 500Columbus, OHJob Id:997# of Openings:1Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT&T) employees. Telhio now serves over 70,000 member-owners throughout central and southwest Ohio. As one of the largest credit unions in Ohio, Telhio is a strong financial institution that continues to serve its members through extraordinary service, innovative financial solutions and community involvement. After generations of service and growth, we never lose focus of our three core values - Caring, Commitment, and Integrity.Summary:The Portfolio Manager obtains and analyzes annual financial statements and current tax returns to evaluate the cash flow and viability of the business for all business loans including but not limited to commercial real estate, commercial & industrial, lines of credit, and government guaranteed loans. Limits the Credit Union's risk of losses by monitoring the quality of the commercial loan portfolio and keeping management informed of potential losses, trends and compliance problems.Responsibilities:Conducts annual review of business members' financial statements, tax returns, lines of credit greater than $50KReanalyzes and updates collateral values and conducts updated cash flow analysisPrepares financial spreads and assesses borrower's ability to repay by evaluating financial metrics including UCA cash flow analysisConducts capitalization rate analyses and other collateral valuation methods to determine loan exposurePrepares written presentations on business loans for all annual reviews and problem credit monitoring reportsPerforms portfolio maintenance, order periodic real estate appraisals, monitor real estate taxes and insurance, and conduct site visits as neededReview existing loans and take appropriate action on loans that mature or become past dueCompletes all the watch list and action plan reports in a timely mannerMonitors the financial statement and documentation exception report, coordinate with the lender who is responsible for clearing the exception and maintain exception percentages below the credit union's targetGo on calls with lenders and complete site visit reports as neededConducts annual review of treasury products utilized by borrowersKeeps abreast of collateral audit results, with any adverse trends reflected in the underwriting and risk rating of the BorrowerStays up to date on all regulations applicable to job responsibilitiesAnticipates business partner needs and develops a reputation for responsivenessAdheres to MLB Policy and Procedures while delivering on agreed SLAsCommunicate with appropriate channels when credits decline in ratingCompletes appropriate servicing tasks (CITs, Default Letters, Demand Letters, Payoffs) timely and accuratelyQualifications:Bachelor's degree Finance, Accounting, Business, Economics, Business/Administration, Management, Statistics. (Preferred)Minimum of 1 years' experience in Commercial Lending (Required)1-3 years - Quantitative analysis or industry/equity research (Preferred)1-3 years - Interpreting financial data (Required)Less than 1 year - Identifying business implications of industry trends or credit data (Preferred)Knowledge of SBA standard operations proceduresAnalytical thinkingPossesses expert written, oral and interpersonal communication skillsSpreading and analyzing financial statementsCredit scoring, loan documentation and credit analysisWhat you will earn:Competitive salaryBenefits: several medical plan options, dental, free vision, free life and free disability insuranceAdditional financial incentive progra