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Job Title


Data Scientist Lead - Payments


Company : MSCCN


Location : New York City, NY


Created : 2026-04-06


Job Type : Full Time


Job Description

Join the JPM Payments Data & Analytics' Merchant Services Cost Insights team at JPMorganChase, where we leverage data science, research, and business acumen to promote client-focused innovation. Apply your technical skills to projects involving cost-based analytics and cutting-edge GenAI applications, creating impactful solutions for Chase Merchant Services clients. As a Data Scientist Vice President in our Merchant Services Cost Insights team, you will be delivering excellence at the intersection of data science, research, and business domain expertise. You will have the opportunity to work on projects that focus on cost-based analytics, business intelligence, data engineering, and visualization. By combining your technical skills and understanding of the business context, you will collaboratively develop end-to-end solutions with commercial, real-world impact on our clients and customers. Our team supports multiple products, including Payment Insights, Digital Merchant Insights and Customer Insights, as well as custom, ad hoc client analytics . We also act as subject matter experts on Merchant Services processing data to create a data environment that supports diverse analytic objectives. Utilizing Snowflake, Python, and Tableau, we develop data pipelines and dashboards, prototype new GenAI capabilities and features using an emerging technical stack for delivery. Job Responsibilities u2022 Create innovative solutions that make a difference for our customers, clients, and employees. u2022 Collaborate with experienced data scientists and peer analysts to develop new cost-based analytics and GenAI applications. u2022 Work on agile teams to support data-driven decision-making and manage stakeholders. u2022 Lead/partner on the creation of virtual assistants and workflow automations using multi-agent AI patterns where appropriate. u2022 Translate business problems into end-to-end AI solutions, including problem framing, data requirements, model approach, evaluation, and delivery. u2022 Design and refine prompts and interaction patterns to improve AI assistant performance; work with subject matter experts to align AI behavior with business goals and user needs. u2022 Drive iterative development: testing, reliability evaluation, monitoring, and continuous improvement of GenAI/agentic solutions in production. Required Qualifications, Capabilities, and Skills u2022 Bachelor's or Master's degree in analytics, computer science, statistics, mathematics or similar technical or quantitative field u2022 Minimum 6 years relevant work experience. u2022 Experience in data analysis, data science, or a related field. u2022 Familiarity with Snowflake for data management and analysis. u2022 Proficiency in Python and SQL for data processing and analysis. u2022 Strong problem-solving and critical thinking skills. Preferred Qualifications, Capabilities, and Skills u2022 Understanding of quality assurance practices and the importance of data integrity. u2022 Knowledge of machine learning/data science theory, techniques, and tools. u2022 Awareness of big data technologies (e.g., Hive, Hadoop, Spark) and distributed computing concepts like MapReduce. u2022 Familiarity with data visualization tools, such as Tableau. u2022 Knowledge of the Software and Product Development Life Cycle . JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans Base Pay/Salary New York,NY $142,500.00 - $210,000.00 / year