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Description :Essential Responsibilities: Develop and articulate clear plans to optimize the credit portfolio and meet team performancePerform more-complex financial objectives highly specialized domain knowledge and advanced business expertiseLead some lending activities that align with it's financial objectives and may coordinate activities of othersDesign credit portfolios for long-term financial success understanding of business needs and industry trendsDetermine methods and procedures on new assignments that may impact activities of othersExpected Qualifications:5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.Additional Responsibilities & Preferred Qualifications:ResponsibilitiesTransaction Execution & Governance - Partner with Capital Markets to lead internally-facing activities related to new issuances, extensions and upsizes; coordinate due-diligence streams, first-/second-line approvals, documentation, and key governance activitiesPost-Execution Portfolio Management - Own weekly/monthly performance reporting, trigger monitoring and incident resolution to preserve balance-sheet resilience.Market Intelligence & Valuation - Monitor primary/secondary markets, agency reports, and sell-side color to value portfolios and advise on pricing, structure, and investor appetite.Process Scalability & Control - Design frameworks that ensure the future scalability of the capital markets platform by automating low-leverage tasks, retiring legacy pain points, and driving operational control standards.Support the portfolio strategy for PayPal’s on-balance sheet credit assets: use unit economics, asset yields and customer lifetime value calculations to perform portfolio valuation analysis and strategy.Experience & SkillsExperience in asset-backed finance/ABS, or working knowledge in an adjacent structured finance domain (e.g. private credit, infrastructure, DCM). Corporate strategy experience may also be fort translating financial analysis into narrative for consumption by senior management.Ability to interpret and sensitize financial models.Ability to interpret transaction legal docs.Track record managing post-execution credit portfolios, operational risk, and regulatory engagements within a banking, asset manager, corporate treasury or fintech environment.Advanced Excel (VBA, Python or SQL a plus).Strong stakeholder-management skills spanning investors, banks, and internal stakeholders.High self-direction and bias for process improvement; commitment to responsible AI adoption and continuous learning.Some experience of US GAAP and/or IFRS three-statement analysisSubsidiary:PayPalTravel Percent:0-The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:Primary Location | Pay Range:New York City, New York | ($129,500.00 - $191,950.00 Annually)Additional Location(s) | Pay Range:No other locations are assigned to this requisition currently.Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit .For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.Our Benefits:At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.Who We Are: to learn more about our culture and mitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .Belonging at PayPal:Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.Any general requests for consideration of your skills, please . We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.Notice to Applicants and Employees who reside within New York City. Click to view the notice.